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When you get a panicked phone call from your spouse saying that the car has broken down and the engine seems to be on fire, you can feel confident that that is a real financial emergency. If a new video game comes out that you want to buy, but you do not have the money for it right now, that is clearly not an emergency. Short-term loans are a great way to get the cash that you need to make it through financial emergencies, but understanding what those emergencies are and how to handle them can Read more [...]